What's your advice for new home buyers?
Get multiple loan options from your lender. Sometimes the lowest rate is not always the best option. Every person’s scenario is different and sometimes it will make sense to go with a slightly higher interest rate if the lender is paying the closing costs.
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We chose nbkc bank based on their rates, and then we were really hooked when we worked with Chad, our mortgage rep. Our loan was complicated (VA Loan) and had several issues with the selling home owner/agent Chad responded to our inquiries via email and phone in a prompt manner. While on vacation, he was reachable for a true crisis when the home buying process seemed ready to fall apart. Chad was flexible, communicated very well, and documentation was easily emailed to support our loan process. Thank you Chad and nbkc bank for our new home loan.
"—D. Tanko
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After being denied a VA IRRL from another bank due to old collections, I decided to try nbkc bank. I went to their website to send an email to ask before applying, and when the live chat box showed up, I decided to chat with Chad Lippelgoos. He answered all of my questions and since I had all the info from the credit report he was able to get me a response from the underwriting department without them running a credit check first. So, we went from there and started the process. Chad ALWAYS replied to my emails within a few hours, unless it was over the weekend. As I really don't like talking to people on the phone, I was shockingly surprised that we are able to get the entire process, short of scheduling the closing done via email. Start to finish, process was 4 weeks, reduced my mortgage payment $140/month, no out of pocket costs, in fact we will be getting money BACK! Overall wonderful experience and if rates drop again, or when we buy another house, I will be sure to contact Chad.
"—T.Weber
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If anybody is looking for a mortgage loan to purchase a home, this lender nbkc bank, should be the lender they need to contact first. My husband and I had a great experience working with the bank's lending officer, Chad. He responded quickly when we requested a pre-approval to start our home search. He was always available to answer our questions even when he was out on vacation. The lender's loan application online was so easy to fill out. Documents required for the loan were also submitted online by uploading to the secure website. Everything went smooth with our home purchase. I am actually writing this feedback in the comfort of our new home purchased with the help of nbkc bank.
"—R. Horsley
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I had a very pleasant experience with Chad in obtaining a VA Home Loan. He was extremely easy to work with and always got back to me right away. Even my realtor was impressed and mentioned that she had never gone through such hassle free loan process in her career. I have already recommended family and friends and I will be returning myself. From the bottom of my heart, thank you Chad.
"—L.Sibrian
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I am very impressed with the streamlined process I experienced in refinancing my home with nbkc bank, the agent assigned to this process, Chad Lippelgoos, was very instrumental by providing answers to all my concerns. He was immediate with his responses via email or phone. Always courteous and professional, Chad made my refinancing a pleasure. I would definitely refer both nbkc bank (for having the best rates) AND Chad Lippelgoos to anybody who may be in need of refinancing. They will not be disappointed.
"—J. Monarez
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I did some shopping to find a VA Loan. At the last minute, on a recommendation from my brother, I called Chad Lippelgoos. What a break for me!!! He and nbkc bank immediately gave me a better offer than the other lenders. The other lenders were willing to negotiate after I told them about Chad's offer, but they never would have matched it. Once I decided to go with Chad, he was completely on the ball. The process was tedious, but I was kept informed and my questions were answered in a timely manner. Thanks Chad for all your help!
"—B. Keating
Treat others as you want to be treated.
Kansas Jayhawks and the Kansas City Royals
Kansas University
Retire on a the beach!
Helping people save money on a refinance or obtain their dream home.
Wichita, KS
Coaching my son's baseball team and golf.
In college I was a student assistant to the Kansas Jayhawk's football recruiting coordinator.