FDIC insured

Checking & Savings Account Rates

Let's look at the rates.

Let's look at the rates.

Our Latest Rates

Our rates are designed to help you save more money. See for yourself.

APY - annual percentage yield | Rates effective as of - .

The nbkc Everything Account


All Balances

Interest Rate

Min Balance to
Obtain APY

Min Opening Deposit

Goals Account


All Balances

Interest Rate

Min Balance to
Obtain APY

Min Opening Deposit

Personal Money Market


All Balances

Interest Rate

Min Balance to
Obtain APY

Min Opening Deposit

Personal Health Saving Account


All Balances

Interest Rate

Min Balance to
Obtain APY

Min Opening Deposit

Personal IRA Savings


All Balances

Interest Rate

Min Balance to
Obtain APY

Min Opening Deposit

The nbkc difference

We know rates are important. That's why we offer competitive options that work for you.

We're Kansas City-proud, with satisfying services and satisfied customers nationwide.

"The bank's interest rate on checking deposit is one of the best in the nation. Love their customer support reps as well."

- Tony H.

"Great interest rate, great service and great app that continues to improve!"

- Cory O.

"Simple to use, love the interest."

- Robert B.

Good things to know

Interest rates and APY may change after account opening.
Deposits made within the first 30 days of opening a new account will be held for 5 business days before the funds are made available, and possibly up to 9 business days depending on the situation. Additional holds on deposits may occur even after the initial 30-day period, but funds are typically available the next business day.

Domestic wires

Send: $5.00/wire

Receive: free

International wires

Send or Receive: $45.00/wire

More Rates

CD Rates

Home Loans Rates

Business Rates