What’s your advice for new home buyers?
Budget a payment you are comfortable paying each month. When you pre-qualify for a loan, the maximum payment you qualify for may be much higher than what you are comfortable paying.
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Joseph was an amazing and extremely supportive partner throughout this process. Timely communicator and made the process easy to understand. Always available for my questions and/or promptly returned my calls or emails. Would HIGHLY recommend.
"—Professional and supportive all the way! - C. Haqu from Smyrna, TN
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This was our second time using Joseph for the purchase of a home. He's easy to work with and him and his team do a great job of making sure everything gets done on time. We continue to be very happy with his work and would definitely recommend him.
"—Second Time Using Joseph Davis - A. Neuroth from Carlsbad, CA
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Joseph Davis has the desirable combination of a professional bearing and a patient manner by which he guided us successfully through our refinance process. He is accessible at all times, and takes time to listen and answer all our questions. We appreciated that no detail was too small for Joseph to explain, and he made sure we understood everything involved in each step of process. We've worked with several lenders in the past and working with Joseph Davis has been the best experience because of his exceptional communication and organizational skills.
"—Exceptional Lender - from Escondido, CA
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Joseph and his team was very knowledgeable and efficient. he set everything up so that I could understand how things were going. this was my fourth refinance and I would recommend him to anyone.
"—the most efficient refinance i have done - from Jacksonville, FL
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I received a telephone call and email from Joe Davis within minutes of submitting an application on Lending Tree. I felt he was genuine in the fact that he was honest on what can and cannot be done. He was also very accessible throughout the entire process of refinancing a primary and secondary mortgage together. The entire refinance was completed swiftly in one month time frame. In conclusion rate was competitive and low closing cost.
"—Fast Refinance - S. Road from Winfield, IL
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I have nothing but good things to say about Joseph Davis and the members of his team. They worked seamlessly with each other and kept me up to date on every step of my refinance. They answered every question I had and never made me feel like I was being rushed or pushed into anything.
"—Best experience - O. Diaz from Menifee, CA
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Joseph Davis and his team are simply the best! This was our 3rd home purchase and I can say, without a doubt, the best loan process yet. They flawlessly helped us complete an arduous, cross country move by making the home loan process seamless. Multiple calls and emails were always answered immediately and with absolute accuracy each time. They even helped inform our real estate agent and title agent of certain rules and regulations that applied to our situation with using a VA loan. If you're purchasing a home, there is no reason to not use Joseph Davis for your home loan needs.
"—Best Mortgage Banker you can find - Kyle from Jacksonville, FL
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Great rate, service, everything. Will use next time for sure!! Very happy with the response time and cost/fees. Even gave closing cost assistance!!!!!
"—6th house I have bought and this was best experience - M. Scovill from Papillion, NE
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Joseph Davis was a great lender to work with on our re-fi! He was responsive, professional, and helpful every day through the process. Joseph always answered my questions promptly and walked me through details as necessary. He stayed involved from start to finish & even checked in with us after closing. My experience with Joseph was the best experience I've had in over five mortgage finance experiences. Highly recommend working with Joe Davis!!
"—Excellent Service! - Karen from Derry, NH
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Joseph Davis was the best mortgage banker I have ever used and this was my sixth purchase. Not only was he quick to contact me but always kept me up to date through the process. His expertise and friendly demeanor always put me at ease, making the process extremely efficient and non-stressful. I would work with him again any day!! Great service!!
"—The Best of the Best!! - C. Gosselin from Six Mile, SC
Work hard and focus on the positives.
Kansas Jayhawk Basketball
University of Kansas
Sail across the ocean
Helping clients achieve their goal of home ownership.
Wichita, KS
Fishing and exercising.
Lifeguard