What's your advice for new home buyers?
Understand who you are working with. Review them.
"
I would like to thank Michael for the professionalism, knowledge an superior communication skills that he exhibited during my recent loan refinance. I have mortgaged or refinance houses over six times in my life and this experience was by far a cut above the rest. When I deal with individuals in the professional marketplace the two questions I asked myself are, would I want this person working for me or, would I look forward to working for this person, the answer in both cases is a resounding yes!
Michael Thompson promised me that my loan would close in 30 days based on facts and figures that we had discussed, responded to my questions promptly and contacted me immediately in regards to changes or updates.
A home purchase or refinance is a major life decision and Michael exceptional performance in regards to this matter has made my life a whole lot easier,
Thank you Mr. Thompson!
"—A. Anthony
"
Michael did a couple of VA Home Mortgage Loans for my wife and me, including refinance on my old home, as well as the purchase of a new home.
Michael knows the ins and outs of the VA process like the back of his hand, and was very accommodating to our very tight timeline. He promptly responded and returned any phone calls I had. As anyone who has been through it knows all too well, buying one home while selling another is stressful to say the least; it was nice to know my home financing was being handled professionally, allowing me to focus on other parts of the transaction.
I have since had the pleasure to recommend him to others looking for home lending and would do so again without hesitation.
"—B. Dexter
"
I recommend Michael to handle all your VA refinances and purchases based of my experiences. I was able to close my loans fast and at my convenience. In both situations, Michael was able to arrange to structure my loans and have all the paper work FEDEX so I could sign them with a local loan agent/notary. The closings were both effortless and ideal for military personnel on the move.
"—J. M. Esposito
"
Michael helped us complete a very, very difficult refinancing for our investment property in Arizona. He never gave up on us, always finding ways to lead us through the paperwork, this was accomplished long distance. He also consistently supplied answers to our questions our many questions. I would highly recommend Michael to anyone regarding financing.
"—P. Doherty
"
I was a client of Michael Thompson at NBKC, and he helped me through the mortgage process for my first home purchase in 2014 in Sacramento, CA.
It only took only 9 days, from the opening of escrow to completion of loan docs (including the underwriting process). If I wanted to, I could have closed on day 10 due to Michael’s diligence. The quick turnaround was directly a result of him being communicative, prepared, anticipating possible issues and staying in contact with the many parties involved.
I initially had concerns about working with a lender in a different time zone and state (CA and KS). These concerns were proved unfounded. My lending experience was incredibly easy and handled all via email and phone. We did frequent check-ins to make sure everything was on track. During these check-ins, he was helpful and walked me through possible “worst-case” hypothetical situations, and how to avoid and mitigate them, so that I was prepared. He was knowledgeable about all aspects of the loan, appraisal and underwriting process.
From the beginning of my home search, Michael knew that I it was going to take a while for me to find the perfect house in a competitive market (midtown Sacramento, CA). My house hunt took over six months but he was patient and kept in contact to make sure I had everything I needed, all without pressure.
In addition, he offered the most competitive rate and delivered as promised and quoted per Zillow (where I found the NBKC). There were no surprise fees and there were no problems with the appraisal. I would recommend Michael and NBKC based on my experience. You can reach Michael at: 913.638.7339.
"—G. Li
"
It was fantastic to work with Michael on my VA Loan. Half way through my job search, we did the pre-approval for my loan, but unfortunately, the job offer fell through. Over the next six months, we kept in contact on the status of my search and in January, an offer letter came through and Michael quickly pushed my loan application through, getting me an outstanding rate. I highly recommend him to anyone looking for a VA (or any mortgage) loan, especially if you are put off by high pressure loan companies pestering you to sign on the dotted line.
"—F. Lundgren
"
I have worked with Michael a number of times, and have been so impressed with his knowledge of the mortgage market and ability to get results that I have referred him to a number of my friends. In all cases, my referral has led to new and happy customers, with many thanks given to me for passing Michael's name on. I have yet to have a friend tell me that they got a better deal somewhere else after I have given them Michael's number.
I encourage anyone looking for either a new loan or a re-fi to contact Michael. You will get professional service mixed with friendly advice, and of course a great loan at the and of it all. I cannot recommend Michael highly enough.
"—M. Robinson
"
When choosing a mortgage provider, it was important to my husband and I to work with a professional who worked with many VA loan applicants and knew the ropes of this type of loan.
Being licensed in real estate myself, I know that it can be a tough sell to bring an offer to a seller with a preapproval/prequalification from a non-local bank. However, in order to ensure we were getting the most thorough service on our VA loan, we went with a bank in an area of the country where there is a greater saturation of military families and vets. We were able to assess that NBKC caters to the needs of these folks unlike any local bank.
We have done two streamline refinances with Michael, which happened so fast, with so little effort from the two of us, I couldn't believe all the work that went on behind the scenes. With those transactions, Michael helped us lower our mortgage by about a third.
Recently, my husband and I decided to sell our home and make a new purchase. Michael was patient, thorough, and understanding of our very complicated situation. He guided us in such a way that we could cut through the chaos and see our objective.
Not only did he reach all of his deadlines early with our new purchase, he impressed the seller's agent with his professionalism, notwithstanding her skepticism for non-local banks. Also, after consulting the closing attorney, I learned that his office felt NBKC ran a smooth and efficient operation.
Michael and his team really hit it out of the park with every step of this process.
I would recommend Michael to anyone who asks for the name of a great mortgage professional, to include friends, colleagues and family members.
"—S.. Hannan, Esq.
"
Michael did exactly what he said he would do when he said he would do it. He is truly an expert in residential VA lending. My client went binding on his first home purchase on June 19 and closed and moved in on July 24th. That is almost unheard of with a VA loan. In addition he was highly assessable and a great communicator throughout the entire process. I will no doubt refer Michael to my clients in the future for any/all home mortgage loans. He is first on my list and I look forward to working with him again in the near future.
"—P. Simoni
"
Michael was fantastic to work with. Not only did he get us the lowest rate I have ever seen, but he was about to push our loan through even when I had to shorten the window I needed it in. I would recommend Michael to anyone looking for a loan.
"—B. Teasdale
Be the Storm.
Golf, Baseball, Football. Jayhawks Royals Chiefs
I grew up with my mother and two sisters, and now my wife and I have 4 daughters.
Fort Hays State University
Golf a Round at Pebble Beach, go to the masters, buy a 2nd home in the Rockies, and go to Alaska with my wife on a cruise.
Helping people do something they never thought was possible.
Ellsworth, KS
Golf, spending time with kids, traveling when we can